I’m a perfect example of one who has not spent a single penny

on DR—thanks to Eldred, who gifted me a book. Prior to that I had to get in que to check it out of the library. It’s a good thing I could do it for free because at the time we got going we had zero money.
I plan on paying it forward as time goes on. Our mortgage payoff party will include a stack of the current version of TMMO (bought on a sale of course) that is flanked by a sign that says “This is how we got totally debt free, if you want to join us in our financial freedom take a copy for free.” Or something similar.